Jane Anthony asked:


No matter what kind of insurance you are shopping for, you should have no problem finding free insurance quotes.  When you are shopping for insurance, you should never, ever be charged for a quote for insurance from a legitimate company who offers good, quality insurance, because these insurance companies expect you to request and compare their coverage and prices with other insurance companies.

So, now that you know that you shouldn’t have to pay for insurance quotes, you might be wondering how to get your free insurance quote so that you can start comparing them.  



First of all, what kind of insurance are you looking for?  If you’re looking for life insurance, for example, do you want coverage without a physical or did you want to go with an insurance company that doesn’t require physicals to give you coverage.  Also, what kind of life insurance coverage are you looking for?  With whole life coverage, you can borrow against your insurance and pay yourself back.  With term life insurance, you pay your designated premiums for the term you’ve chosen.  At the end of that term, you can renew for a different term at different premiums, or you can pay a little extra and get all your premiums you’ve paid for the lifetime of the policy back.  It’s important to know what kind of insurance you are looking for before you request your free quotes.



Will you be shopping for your insurance online or will you be calling different insurance agencies to obtain your free quotes?  If you decide to shop for your new auto insurance online, you should have a rough idea about the type of coverage you’re looking for.  Are you looking for full coverage or do you just need liability coverage for your vehicle?  If you’re not sure, you should really talk to an insurance agent and have them prepare your free insurance quote.



Who will you be requesting your free insurance quotes from?  You should have a basic idea of at least three insurance companies you want to request free insurance quotes from.  Make sure you’re ready to compare your free quotes and take the time to review the insurance companies claims services before you commit to any insurance coverage.





Either way, it’s really important that you take the time to request your free insurance quotes so that you can start saving money on any kind of insurance right now.  With the economy the way it is, it’s never too soon to start saving money.  Not to mention that insurance of any kind is the responsible way to live your life and it’s essential that you have insurance to protect yourself and your family from any crisis that might occur.

By requesting your free insurance quotes, you can protect yourself, your assets and your family, while taking the time to compare insurance quotes so that you can make sure that you won’t be going broke while trying to take care of your responsibilities.  Help yourself sleep better at night and take the time to request your free insurance quotes and make sure you’re not going to struggle to pay for the protection you need.



Floyd

ncpadmanabhan asked:


I have issued a cheque towards first year premium along with the proposal for insurance. The cheque dated the first of the month has been encashed by the insurance company on the third of the month. But they have issued the insurance policy only on the 19th of the month with the date of starting of risk shown as the 22nd of the month. As my cheque for the premium amount has been encashed on the third of the month itself, is not the insurance company liable to cover the risk from the date of encashment of the cheque? Does not the encashment of my cheque and crediting it to the insurance company’s account signify that they have accepted the risk from that date itself?

Dennis

amber asked:


My car bumped into a car at a parking lot and caused minor rear bump crack. And I called my insurance company to report a claim. Right now my rate insurance is $420/year. I would like to to know how much my insurance company will raise my rate when I renew it next year.

Gertrude

reflect47 asked:


I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don’t think they should be able to pull your credit report if your required by state law to carry it. Hey if i don’t pay it cancel me.
Agreed your driving record should be all they need. I have been driving now for 13 years never been in a accident but been though a divorce which messed up my credit.
wooooowhooo….. the reason the guy with the 700 + credit score is likely to have a better track record with the insurance company is because he doesnt report it he pays for damages from his little plastic insurance policy called AMEX…. again never been in a accident got one ticket 7 years ago been though a divorce….. why do I get denied when I’m a proven good driver all because some one else isn’t. shouldnt they pay more and i get charged the same as the guy next door with the same driving record and a better credit score!
besides I would love to see where these so called statistics are coming from I think its all crap!

David

mom2omar asked:


I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
I have been in contact again with the insurance company and here is what they wrote back “The only proof we can accept to remove youthful driver’s is Proof of
Other Insurance.” What is the age limit on a youthful driver? My brohter is 24.

Cory

Pascha asked:


If your insurance company pays you a small amount for a large loss and you then sue the party who caused the loss, what complications can there be for you? Are there conflicts of interest sometimes which prevent an insurance company from pursuing subrogation? If they do pursue subrogation, do they share in paying the legal fees.? If they are also insuring those who caused the loss, will they pay out under those people’s insurance?

Rosemary

Huge Penis(seriously) asked:


Setting up a concert through a venue and they require me to have insurance, in case something happens like someone gets hurt or the venue breaks apart. What kind of insurance am I supposed to go through? Who should I call?

Bobby

Pinsentry asked:


My current car insurance policy runs out at the end of the month and I will not be renewing with them. I am getting a new car approx 2 weeks before the expiry date. Can i start the insurance with another company and ‘overlap’ the insurance ?

Chad

dsaf f asked:


Ok so 2 years ago I was driving along and a tire fell out of a truck bed in front of me and broke my windshield and did a little bit of front end damage. The truck kept going and so I ended up submitting a claim for like $600.00 to my insurance company to cover the damage. In return, they raised my rates to a point where the increase added up over two years has cost more than the repair bill. I’ve tried changing companies, but the claim is still in my records and I am under 21 so all the quotes I’ve received have been higher than what I was originally paying. As for the the rest of my record, it is totally clean, no wrecks, tickets, or even close calls. I’m about ready to say screw it to insurance, as I feel I’ll never need it. As far as I see it, I’ve already paid the insurance companies over $5000 and they’ve only covered $600.00 of damage and have treated me like crap.So whats the average penalty if I do get stopped and don’t have insurance?

Ronnie

Charley H asked:


I just got my license and I need insurance. I heard the rates could be pretty steep for a first time driver. I am over 21 years old if that helps. Is there any recommendations for a good insurance company as well?

Bertha